IBF105 Financial Literacy
IBF105 Financial Literacy
Syllabus | International University of Sarajevo - Last Update on Feb 02, 2026
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International Business and Finance
Admir Mešković
Course Lecturer
Course Objectives
This course is designed to prepare students to become financially literate. It assists them to analyze their personal financial decisions. Furthermore, the students will learn to discover how their career choices affect their income, carreer benefits, and taxes; managing money and protecting wealth by utilizing the insurance. Finally, the students shall become proficient in finding the ways to buy wisely, to save, and invest.
Learning Outcomes
After successful completion of the course, the student will be able to:
Course Materials
Required Textbook
Gary Rabbior (2018) Money and Youth: A Guide to Financial Literacy. Canadian Foundation for Economic Education
Additional Literature
Additional presentations and materials will be distributed when necessary.Teaching Methods
The methods include lectures (which may involve power point presentation
Video and audio aids)
Student presentations
Projects and class discussions.
Weekly Topics
| Week | Topic | Readings / References |
|---|---|---|
| 1 | Introduction to financial literacy | |
| 2 | Your money decisions | Chapter 1 |
| 3 | Your goals and your values | Chapter 2, 3 |
| 4 | Decision-making | Chapter 4 |
| 5 | Quiz 1 | Chapter 1,2 & 3 |
| 6 | Sources Of Income | Chapter 5 |
| 7 | Career Under Construction: Investing In You | Chapter 6 |
| 8 | Midterm exam | |
| 9 | Are You an Entrepreneur | Chapters 7 |
| 10 | Money Basics,Taking Control Of Your Money | Chapter 8 - 9 |
| 11 | Spending On Major Purchases | Chapter 10 |
| 12 | Quiz 2 | Chapter 7,8,9,10 |
| 13 | Borrowing Money, Getting And Managing Credit | Chapter 11 - 12 |
| 14 | Putting Your Money To Work – Saving And Investing | Chapter 13 |
| 15 | Protecting Assets – And Planning For Financial Independence and preparation for the Final Exam | Chapter 14 |
Course Schedule (All Sections)
| Section | Type | Day 1 | Venue 1 | Day 2 | Venue 2 |
|---|---|---|---|---|---|
| IBF105.1 | Course | Thursday 14:00 - 15:50 | B F1.23 - Amphitheater I | - | - |
Office Hours & Room
Assessment Methods and Criteria
Assessment Components
Final Exam
AI: Not AllowedAlignment with Learning Outcomes : 4 5
Midterm exam
AI: Not AllowedAlignment with Learning Outcomes : 1 2 3
Quiz
AI: Not AllowedAlignment with Learning Outcomes : 1 2 3
Personal reflective journal
AI: Not AllowedAlignment with Learning Outcomes : 1 2 3 4 5
Class discussion
AI: Not AllowedAlignment with Learning Outcomes : 1 2 3 4 5
IUS Grading System
| Grading Scale | IUS Grading System | IUS Coeff. | Letter (B&H) | Numerical (B&H) |
|---|---|---|---|---|
| 0 - 44 | F | 0 | F | 5 |
| 45 - 54 | E | 1 | ||
| 55 - 64 | C | 2 | E | 6 |
| 65 - 69 | C+ | 2.3 | D | 7 |
| 70 -74 | B- | 2.7 | ||
| 75 - 79 | B | 3 | C | 8 |
| 80 - 84 | B+ | 3.3 | ||
| 85 - 94 | A- | 3.7 | B | 9 |
| 95 - 100 | A | 4 | A | 10 |
Late Work Policy
Information about late submission policies will be shared during class and posted in this section. Please check back for official guidelines.
ECTS Credit Calculation
📚 Student Workload
This 3 ECTS credit course corresponds to 75 hours of total student workload, distributed as follows:
Lecture hours
28 hours ⏳ (14 week × 2 h)
Home study
28 hours ⏳ (14 week × 2 h)
Midterm exam
6 hours ⏳ (6 week × 1 h)
Final exam
9 hours ⏳ (1 week × 9 h)
Quiz study
4 hours ⏳ (4 week × 1 h)
75 Total Workload Hours
3 ECTS Credits
Course Policies
Academic Integrity
All work submitted must be your own. Plagiarism, cheating, or any form of academic dishonesty will result in disciplinary action according to university policies. When in doubt about citation practices, consult the instructor.
Attendance Policy
Students are expected to adhere to the attendance requirements as outlined in the International University of Sarajevo Study Rules and Regulations. Excessive absences, whether excused or unexcused, may impact academic performance and eligibility for assessment. Mandatory sessions (e.g., labs, workshops) require attendance unless formally exempted. For detailed policies on absences, documentation, and penalties, please refer to the official university regulations.
Technology & AI Policy
Laptops/tablets may be used for note-taking only during lectures. Phones should be silenced and put away during all class sessions. Audio/video recording requires prior permission from the instructor.
Artificial Intelligence (AI) Usage: The use of AI tools (e.g., ChatGPT, Copilot, Gemini) varies by assessment component. Please refer to the AI usage indicator next to each assessment item in the Assessment Methods and Criteria section above. Submitting AI-generated content as your own work, where AI is not explicitly allowed, constitutes an academic integrity violation.
Communication Policy
All course-related communication should occur through official university channels (institutional email or SIS). Emails should include [IBF105] in the subject line.
Academic Quality Assurance Policy
Course Academic Quality Assurance is achieved through Semester Student Survey. At the end of each academic year, the institution of higher education is obliged to evaluate work of the academic staff, or the success of realization of the curricula.
Learning Tips
Be prepared to contribute thoughtfully during class discussions, labs, or collaborative work. Active participation deepens understanding and encourages critical thinking.
Complete assigned readings or prep materials before class. Take notes, highlight key ideas, and jot down questions. Aim to grasp core concepts and their applications—not just facts.
Use course frameworks or methodologies to analyze problems, case studies, or projects. Begin early to allow time for reflection and refinement. Seek feedback to improve your work.
Don’t hesitate to reach out when something is unclear. Use office hours, discussion boards, or peer networks to clarify concepts and stay on track.
Syllabus Last Updated on Feb 02, 2026 | International University of Sarajevo
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Referencing Curricula Print this page
| Course Code | Course Title | Weekly Hours* | ECTS | Weekly Class Schedule | ||||||
| T | P | |||||||||
| IBF105 | Financial Literacy | 2 | 0 | 3 | ||||||
| Prerequisite | None | It is a prerequisite to | - | |||||||
| Lecturer | Admir Mešković | Office Hours / Room / Phone | ||||||||
| ameskovic@ius.edu.ba | ||||||||||
| Assistant | N/A | Assistant E-mail | ||||||||
| Course Objectives | This course is designed to prepare students to become financially literate. It assists them to analyze their personal financial decisions. Furthermore, the students will learn to discover how their career choices affect their income, carreer benefits, and taxes; managing money and protecting wealth by utilizing the insurance. Finally, the students shall become proficient in finding the ways to buy wisely, to save, and invest. | |||||||||
| Textbook | Gary Rabbior (2018) Money and Youth: A Guide to Financial Literacy. Canadian Foundation for Economic Education | |||||||||
| Additional Literature |
|
|||||||||
| Learning Outcomes | After successful completion of the course, the student will be able to: | |||||||||
|
||||||||||
| Teaching Methods | The methods include lectures (which may involve power point presentation, video and audio aids), student presentations, projects and class discussions. | |||||||||
| Teaching Method Delivery | Face-to-face | Teaching Method Delivery Notes | ||||||||
| WEEK | TOPIC | REFERENCE | ||||||||
| Week 1 | Introduction to financial literacy | |||||||||
| Week 2 | Your money decisions | Chapter 1 | ||||||||
| Week 3 | Your goals and your values | Chapter 2, 3 | ||||||||
| Week 4 | Decision-making | Chapter 4 | ||||||||
| Week 5 | Quiz 1 | Chapter 1,2 & 3 | ||||||||
| Week 6 | Sources Of Income | Chapter 5 | ||||||||
| Week 7 | Career Under Construction: Investing In You | Chapter 6 | ||||||||
| Week 8 | Midterm exam | |||||||||
| Week 9 | Are You an Entrepreneur | Chapters 7 | ||||||||
| Week 10 | Money Basics,Taking Control Of Your Money | Chapter 8 - 9 | ||||||||
| Week 11 | Spending On Major Purchases | Chapter 10 | ||||||||
| Week 12 | Quiz 2 | Chapter 7,8,9,10 | ||||||||
| Week 13 | Borrowing Money, Getting And Managing Credit | Chapter 11 - 12 | ||||||||
| Week 14 | Putting Your Money To Work – Saving And Investing | Chapter 13 | ||||||||
| Week 15 | Protecting Assets – And Planning For Financial Independence and preparation for the Final Exam | Chapter 14 | ||||||||
| Assessment Methods and Criteria | Evaluation Tool | Quantity | Weight | Alignment with LOs | AI Usage |
| Final Exam | 1 | 25 | 4, 5 | Not Allowed | |
| Semester Evaluation Components | |||||
| Midterm exam | 1 | 25 | 1, 2, 3 | Not Allowed | |
| Quiz | 2 | 20 | 1,2, 3 | Not Allowed | |
| Personal reflective journal | 1 | 20 | 1,2,3,4,5 | Not Allowed | |
| Class discussion | 1 | 10 | 1, 2, 3, 4, 5 | Not Allowed | |
| *** ECTS Credit Calculation *** | |||||
| Activity | Hours | Weeks | Student Workload Hours | Activity | Hours | Weeks | Student Workload Hours | |||
| Lecture hours | 2 | 14 | 28 | Home study | 2 | 14 | 28 | |||
| Midterm exam | 1 | 6 | 6 | Final exam | 9 | 1 | 9 | |||
| Quiz study | 1 | 4 | 4 | |||||||
| Total Workload Hours = | 75 | |||||||||
| *T= Teaching, P= Practice | ECTS Credit = | 3 | ||||||||
| Course Academic Quality Assurance: Semester Student Survey | Last Update Date: 24/02/2026 | |||||||||